Variable (Adjustable) Rate Mortgages - Purchase |
Rates are subject to change at any time without notice. Hit the "Refresh" button on your browser to make sure you are viewing the most current rates.
Rates as of Friday, May 17, 2013 | |||||||
| Points | Interest Rate | Annual Percentage Rate | Fully Indexed Rate | Closing Costs | Payment per $1,000 | Payments | Apply |
| 1-1 ADJUSTABLE RATE(PURCHASE) | |||||||
| 0.000 | 2.900% | 3.032% | 3.000% | $4,132.64 | $4.16 | Show Payments and Rates | |
| 7-1 ADJUSTABLE RATE(PURCHASE) | |||||||
| 0.000 | 3.000% | 3.107% | 3.125% | $4,136.69 | $4.22 | Show Payments and Rates | |
- These are adjustable rate mortgages and the payment and rate are subject to adjustment. The rate & payment may increase after closing.
- All payment examples assume a 20% down payment.
- For a 1-1 Adjustable Rate Mortgage, your interest rate can change with the 13th payment, and every 12 months thereafter.
- For a 7-1 Adjustable Rate mortgage, your interest rate can change with the 85th payment, and every 12 months thereafter.
- Payments do not include taxes and insurance and your actual payment obligation will be greater.
- Payment per $1,000 represents the monthly payment based on a $1,000 loan as indicated. To determine your estimated monthly payment follow the example provided. Payments on a $100,000 mortgage for 30 years, with no points would be calculated as follows: 100 (Loan amount /1,000) x $5.52 (payment per $1,000) = $552.
- The expressed rate may change or not be available at commitment or closing.
Variable (Adjustable) Rate Mortgages - Refinance
Rates as of Friday, May 17, 2013 | |||||||
| Points | Interest Rate | Annual Percentage Rate | Fully Indexed Rate | Closing Costs | Payment per $1,000 | Payments | Apply |
| 1-1 ADJUSTABLE RATE (REFI) | |||||||
| 0.000 | 2.900% | 3.032% | 3.000% | $3,580.14 | $4.16 | Show Payments and Rates | |
| 7-1 ADJUSTABLE RATE (REFI) | |||||||
| 0.000 | 3.000% | 3.107% | 3.125% | $3,584.19 | $4.22 | Show Payments and Rates | |
- These are adjustable rate mortgages and the payment and rate are subject to adjustment. The rate & payment may increase after closing.
- All payment examples assume a 20% down payment.
- For a 1-1 Adjustable Rate Mortgage, your interest rate can change with the 13th payment, and every 12 months thereafter.
- For a 7-1 Adjustable Rate mortgage, your interest rate can change with the 85th payment, and every 12 months thereafter.
- Payments do not include taxes and insurance and your actual payment obligation will be greater.
- Payment per $1,000 represents the monthly payment based on a $1,000 loan as indicated. To determine your estimated monthly payment follow the example provided. Payments on a $100,000 mortgage for 30 years, with no points would be calculated as follows: 100 (Loan amount /1,000) x $5.52 (payment per $1,000) = $552.
- The expressed rate may change or not be available at commitment or closing.
ALL LOANS SUBJECT TO CREDIT APPROVAL. OTHER TERMS AND CONDITIONS MAY APPLY.
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If you have any questions or believe we have reached this decision in error, please contact us via email at CSEmail@five-starbank.com or call us at (877) 226-5578.
